PNBHOUSING · PNB Housing Finance Ltd.

Analysis date: 2026-09-29 · Full technical + VCP detail

STRUCTURAL STAGE: ACTIONABLE: NO STAGE QUALITY: WEAK DATA QUALITY: PASS

Essential fundamentals

Separate from OmmAlpha technical and ML ranking.

Refreshed 2026-09-27 06:34:47

Market cap₹28,555 Cr

P/E (TTM)12.35

P/B1.48

EPS (TTM)₹88.69

EPS growth YoY4.3%

Revenue growth YoY5.8%

ROE—

Operating margin75.2%

Net margin61.4%

Debt / Equity287.7%

Current ratio—

Dividend yield73.0%

Book value / share₹737.64

Revenue (TTM)₹3,773 Cr

Net income (TTM)₹2,315 Cr

Beta0.31

SectorFinancial Services

IndustryMortgage Finance

Source: Yahoo Finance via yfinance. Fundamentals refresh automatically in rotating batches; they are not calculated from Zerodha OHLC data. EPS growth uses reported quarterly EPS where available.

Price & trend

Close1,097.00

SMA 201,137.29

Price vs SMA20-3.54%

SMA 501,130.62

Price vs SMA50-2.97%

SMA 1501,015.05

Price vs SMA1508.07%

SMA 200987.65

Price vs SMA20011.07%

200-SMA risingYES

Trend TemplateFAIL

Momentum & relative strength

RSI-14 42.0

ADX-1419.1

+DI-1418.0

-DI-1424.3

RS percentile85.1

Momentum score20.3

3M return4.3%

6M return36.6%

12M return27.7%

Volatility, range & liquidity

ATR-1436.52

ATR %3.33%

Bollinger width 2010.22%

Relative volume 200.89x

60-session base depth15.5%

52W high1,211.50

Below 52W high-9.45%

52W low729.60

Above 52W low50.36%

Avg volume 20977,156

Avg volume 50980,200

Avg traded value 201,108,306,160

VCP structure

Structural stage

Actionable NO

Stage quality WEAK

VCP score69.6

Pivot1,207.00

Distance to pivot9.11% below pivot

Contraction count2

Final contraction3.9%

Volume 5/200.77x

Breakout volume0.89x

Volume dry-upYES

Contractions

5.8% 3.9%

ML decision support

PAUSED FOR V8 RETRAIN

V8 stages are active, but the latest production ML model could not be verified from its actual training CSV as an OmmAlpha-v8 model. Scores are intentionally hidden. Verification: no_model_run.

Interactive price chart

Daily / Weekly candles · SMA20 / SMA50 / SMA200 · volume · quarterly EPS · EPS growth

Open TradingView

PNBHOUSING Move cursor over chart

SMA20 SMA50 SMA200 Quarterly EPS EPS YoY growth VCP Pivot

Daily/Weekly: candle timeframe · mouse wheel: zoom · drag: pan · arrows: move time/price · crosshair: exact values Charting library: TradingView Lightweight Charts™

Selection gate audit

Rule Version PASS

Stage Quality PASS

Data Quality PASS

Stage Pre Breakout FAIL

Trend Template FAIL

Sma200 Rising PASS

Near 52w High PASS

Rs PASS

Liquidity PASS

Atr PASS

Below Pivot PASS

Pivot Proximity FAIL

Base Integrity FAIL

Market Ok FAIL

Threshold Min Rs PASS

Threshold Max Below 52w High Pct PASS

Threshold Max Below Pivot Pct PASS

Hard Gates PASS

Failed Gates PASS

Actionable FAIL

Detector notes

V8 structural pivot 1,207.00 (CONFIRMED_RESISTANCE_CLUSTER, touches 4)
2 contraction(s); tightening 100%
final contraction 3.9%
9.11% below structural pivot
5D/20D volume 0.77x
day/20D breakout volume 0.89x
separate quality gate WEAK (2/4 checks)
active base floor 1,128.90 (2026-08-18)
active-base distance limit 13.3% below pivot
latest close below buffered active-base floor
base floor breach awaiting confirmation
base floor break confirmed
stage detail CONFIRMED_BASE_FLOOR_BREAK